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A short course of lectures
«Financing your condo, co-op, or townhouse»





ADJUSTABLE-RATE MORTGAGEQuoting with PointsCommon AreasRetail BankCredit UnionAPPENDIX: Monthly Payment SchedulesCondominium ConversionsCOURIER FEESDifferent Amortization PeriodsTHE HYBRIDPREPAID AND NONPREPAID ITEMSOrigination FeesPORTFOLIODEBT RATIOS AND HOW LENDERS CALCULATE THEMTAX SERVICEEXAMPLESpecialty Loans, Government Programs, and Refinance LoansTITLE INSURANCEGOVERNMENT PROGRAMS FOR CONDOS AND TOWNHOUSESAggregator SitesNO-CLOSING COST MORTGAGEAvailable CreditRules Governing Loans for Condos, Co-ops, and TownhousesHigh-Rise, Mid-Rise, and Low-RiseDOCUMENT FEESRefinancing Multiple LoansFIXED-RATE MORTGAGESSubordinate FinancingDown Payment Versus Sales PriceTHE LIFESTYLEDropping RatesPayment HistoryChanging the TermCredit ScoreCREDIT SCORE FACTS AND FALLACIESCREDIT SCORES AND QUALIFYINGLength of Time You've Had CreditCREDIT REPORTCondotelsFinancing Your Condo, Co-op, or Townhouse the Right WayCHECK YOUR CREDIT FIRSTEQUITYDOWN PAYMENT ASSISTANCEHold Your GroundVA LoansSUBPRIME MORTGAGE LOANSINTEREST ONLYClosing Costs: What They Are and How to Negotiate ThemCorrespondent LenderREPAIRING CREDITCO-OPSALTERNATIVE CREDITOne- to Two-Unit CondosTOWNHOUSESMortgage BankerGOOD-FAITH ESTIMATETHE HOABUYING FROM A DEVELOPERThe Impact of Credit on Your Ability to Buy a Condo, Co-op, or TownhouseFLOOD CERTIFICATEPrefaceBANKRUPTCIES AND CREDITFHA LoansUSING A REALTORLAWSUITS, FEES, AND HOAsFACTORS THAT CAN AFFECT YOUR RATE QUOTESETTLEMENT OR CLOSING FEEOccupancyGOVERNMENT FEESFIND OUT YOUR CREDIT SCORESHOW TO CHANGE MORTGAGE COMPANIES MIDSTREAMValidityHOA FEESGOVERNMENT BOND PROGRAMSATTORNEY FEESHOW TO LOCK IN THE MORTGAGE RATEHOW TO FIND THE BEST RATECONDOSPrepaymentsPulling Cash OutMortgage BrokerLENDER FEESOnline LenderREFINANCINGAPPLICATION FEEOPTION ARMs AND NEGATIVE AMORTIZATIONWARRANTABLE VERSUS NONWARRANTABLE PROJECTSTYPES OF MORTGAGE LENDERSHOW MORTGAGE RATES ARE SETNEGOTIATING CLOSING COSTSMORTGAGE BROKER FEESCredit InquiriesHOW TO FIND THE BEST LOAN OFFICERGet Quotes at the Same Time of DayHOW LENDERS SET THEIR RATESNO MONEY DOWNWhat to Look for in a Property and How to Find the One That's Right for YouFEES AND REFINANCINGCondos, Co-ops, and Townhouses: How Are They Different and How Are They Similar?GLOSSARYAPPRAISALUSING THE ANNUAL PERCENTAGE RATE TO COMPARE LENDERS
 
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