Banking - Academic library - free online college e textbooks

Promotion of fair and healthy competition Monetary banking institutions Screening Central bank money Pillar 3: market discipline (promotes greater stability in the financial system)Money creation is not dependent on a cash reserve requirement Reserve requirement Bibliography Efficient allocation of funds General principles Information costs Principles of banking Reputation risk Islamic banks Economies of scale Notes and coins deposited Basic raison d'être for banks: information costs and liquidity Compensating balances and monitoring of business transactions Asymmetry in liquidity preference The moral hazard problem Active secondary financial markets Enhanced liquidity Counterparty risk Liquidity risk Specialisation in lending Loan commitments Micro-credit banks Learning outcomes Collateral requirement Balance sheet changes resulting from deposit withdrawals and drawdowns on loan facilities Basel accords Bank models & prudential requirements Human resources risk Large exposures Credit derivatives Financial instruments Definition Banking statute returns in respect of credit risk Impeccable record OTC versus securities markets Bibliography Systemic malfunction Interest rate risk Development banks Trading banks The banking statute: prudential requirements Liquid assets Management of interest rate risk Bibliography Consumer confidence and consumer demand for regulation Promotion of financial stability Ideal and extreme portfolios The financial system Efficiency-related principles Liability and asset portfolio management Prudential requirements Share capital (equity)How does a central bank maintain a bank liquidity shortage?Rationale for regulation Is "money supply" a misnomer?Duration analysis Operational risk Loans Stability-related principles Deposit insurance Uniqueness of banks External risk Definition Money creation starts with a bank loan Objectives of regulation Money and its role Definition The banking statute: general Mutual banks / building societies Promotion of consumer protection Improved diversification Money creation Financial intermediaries Compliance risk The banking statute: other requirements associated with risk management Commercial banks Asymmetric information, adverse selection and moral hazard Bank models Broad functions of banks Market risk The money identity and the creation of money Sovereign credit risk Government spends Fundamental issues in banking Conflict-conciliatory principles Off-balance sheet activities Basel III What is money?Legal and documentation risk Assets Returns Learning outcomes Avoidance Discount houses Loans Price risk lessened for the ultimate lender Price discovery Interest rate repricing gap analysis Co-operative banks Lenders and borrowers Conditions for creation of liquidity Private banks Currency risk Money creation Rationale, objectives & principles of regulation Liabilities Bibliography Learning objectives Share capital and unimpaired reserve fund Off-balance-sheet activities that carry no or little risk The balance sheet of a bank The concept of risk Basel II Dedicated banks Learning outcomes Pillar 1: minimum capital requirement Measures of a bank's liquidity exposure Credit rationing Essence of banking Principles of regulation Risk in banking Diversification The central bank and the bank run Management of credit risk Monitoring Regulatory-structure principles Pillar 2: supervisory review (regulatory response to Pillar 1)Financial markets Supplier demand for regulation Information technology systems risk Facilitation of flow of funds The cash reserve requirement Role of the central bank in money creation Long-term relationship building Merchant and investment banks Reality Bank liquidity and a "bank run"Payments system Money creation Monetary policy function Assistance in price discovery Allied participants on the financial system Volume of and the type of liquid assets Money creation Credit risk Off-balance-sheet activities that carry risk Economies of scale Market imperfections Measures of money Money creation does not start with a bank receiving a deposit Deposits

A short course of lectures«Banking»

A short course of lectures
«Banking»