Banking - Academic library - free online college e textbooks

Regulatory-structure principles Currency risk The banking statute: prudential requirements Bibliography Learning outcomes Screening Management of interest rate risk The banking statute: general Liquidity risk Asymmetry in liquidity preference Off-balance-sheet activities that carry risk Conflict-conciliatory principles The cash reserve requirement Monetary banking institutions Development banks Risk in banking Monitoring Diversification Human resources risk Ideal and extreme portfolios Deposits Fundamental issues in banking Government spends Monetary policy function Interest rate repricing gap analysis Specialisation in lending Promotion of financial stability Dedicated banks Off-balance sheet activities Price risk lessened for the ultimate lender Learning outcomes Merchant and investment banks Money creation is not dependent on a cash reserve requirement Is "money supply" a misnomer?The banking statute: other requirements associated with risk management Reserve requirement OTC versus securities markets Duration analysis Credit risk Credit rationing Loan commitments Large exposures Money creation Bank models & prudential requirements Share capital and unimpaired reserve fund General principles Counterparty risk Principles of banking The concept of risk Efficiency-related principles Notes and coins deposited Payments system Money creation Deposit insurance Lenders and borrowers How does a central bank maintain a bank liquidity shortage?Uniqueness of banks Supplier demand for regulation Rationale, objectives & principles of regulation The central bank and the bank run Legal and documentation risk Money creation Money and its role What is money?Measures of money Commercial banks Bibliography Central bank money Financial markets Enhanced liquidity Financial instruments Bibliography Off-balance-sheet activities that carry no or little risk Financial intermediaries Money creation starts with a bank loan Compensating balances and monitoring of business transactions Definition Money creation Private banks The balance sheet of a bank Learning outcomes Micro-credit banks Liability and asset portfolio management Learning objectives Broad functions of banks Efficient allocation of funds Loans Assets Consumer confidence and consumer demand for regulation Conditions for creation of liquidity Principles of regulation Bank models Long-term relationship building Asymmetric information, adverse selection and moral hazard Prudential requirements External risk Balance sheet changes resulting from deposit withdrawals and drawdowns on loan facilities Basel II Bibliography Improved diversification Measures of a bank's liquidity exposure The financial system Systemic malfunction Trading banks Liquid assets Definition Pillar 2: supervisory review (regulatory response to Pillar 1)Interest rate risk Islamic banks Loans Information technology systems risk Role of the central bank in money creation Avoidance Basel III Basic raison d'être for banks: information costs and liquidity Credit derivatives Objectives of regulation Stability-related principles Bank liquidity and a "bank run"Information costs Discount houses The moral hazard problem Share capital (equity)Sovereign credit risk Facilitation of flow of funds Liabilities Basel accords Reality Reputation risk Money creation does not start with a bank receiving a deposit Allied participants on the financial system Management of credit risk Co-operative banks Pillar 3: market discipline (promotes greater stability in the financial system)Economies of scale Impeccable record Market risk Rationale for regulation Collateral requirement Definition Volume of and the type of liquid assets Operational risk The money identity and the creation of money Promotion of consumer protection Assistance in price discovery Active secondary financial markets Economies of scale Pillar 1: minimum capital requirement Mutual banks / building societies Market imperfections Promotion of fair and healthy competition Price discovery Compliance risk Essence of banking Returns Banking statute returns in respect of credit risk

A short course of lectures«Banking»

A short course of lectures
«Banking»